Hoping to settle this once and for all. Tell your doctor or no?

[Jozifp103]

***(Interpret this thread from a U.S.A. standpoint)
We've all heard the rhetoric "DON'T TELL YOUR DOCTOR YOU'RE USING GEAR BECAUSE THEY WILL TELL YOUR INSURANCE PROVIDER AND IT WILL MAKE YOUR LIFE DIFFICULT."

But how true is this? Will it really hurt your chances at getting life insurance? Will it really jack up your premiums? Will it cause any issues whatsoever other than giving your doctor a better understanding of your circumstances and helping them better care for you?

Does anyone have first hand experience with telling their doctor about their AAS use?

Cast your vote and comment your rationale/experience below.